摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) +0.020 (+0.371%) 沽空 $1.34亿; 比率 37.903% │0.59倍│9.6%│5.1%工行(01398.HK) +0.010 (+0.156%) 沽空 $1.53亿; 比率 23.331% │0.48倍│9.1%│5.9%建行(00939.HK) +0.030 (+0.375%) 沽空 $3.91亿; 比率 34.966% │0.49倍│9.7%│5.9%中行(03988.HK) +0.010 (+0.215%) 沽空 $1.62亿; 比率 31.404% │0.46倍│8.5%│6.1%邮储银行(01658.HK) -0.020 (-0.391%) 沽空 $1.37千万; 比率 14.444% │0.5倍│8.1%│5%招行(03968.HK) +0.220 (+0.450%) 沽空 $9.91千万; 比率 22.835% │0.92倍│12.6%│4%中信银行(00998.HK) +0.060 (+0.824%) 沽空 $1.88千万; 比率 22.385% │0.44倍│9.4%│6.3%民生银行(01988.HK) -0.020 (-0.484%) 沽空 $1.51千万; 比率 34.897% │0.26倍│5.1%│5.8%交行(03328.HK) +0.040 (+0.580%) 沽空 $2.86千万; 比率 28.561% │0.42倍│7.5%│5.8%光大银行(06818.HK) -0.010 (-0.296%) 沽空 $3.68百万; 比率 20.688% │0.31倍│7%│6.6%重农行(03618.HK) +0.010 (+0.165%) 沽空 $1.47千万; 比率 41.226% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-02-20 16:25。)