中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.010 (+0.156%) 沽空 $1.53亿; 比率 23.331% │0.5倍│5.7厘建行(00939.HK) +0.030 (+0.375%) 沽空 $3.91亿; 比率 34.966% │0.5倍│5.8厘中行(03988.HK) +0.010 (+0.215%) 沽空 $1.62亿; 比率 31.404% │0.4倍│5.7厘农行(01288.HK) +0.020 (+0.371%) 沽空 $1.34亿; 比率 37.903% │0.6倍│5.1厘交行(03328.HK) +0.040 (+0.580%) 沽空 $2.86千万; 比率 28.561% │0.4倍│5.7厘邮储银行(01658.HK) -0.020 (-0.391%) 沽空 $1.37千万; 比率 14.444% │0.5倍│4.7厘招行(03968.HK) +0.220 (+0.450%) 沽空 $9.91千万; 比率 22.835% │1倍│4.4厘光大银行(06818.HK) -0.010 (-0.296%) 沽空 $3.68百万; 比率 20.688% │0.4倍│5.6厘民生银行(01988.HK) -0.020 (-0.484%) 沽空 $1.51千万; 比率 34.897% │0.3倍│5.2厘浙商银行(02016.HK) +0.020 (+0.766%) 沽空 $1.25百万; 比率 17.892% │0.3倍│6.3厘重农行(03618.HK) +0.010 (+0.165%) 沽空 $1.47千万; 比率 41.226% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-02-20 16:25。)