中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.010 (+0.156%) 沽空 $9.14千万; 比率 32.423% │0.5倍│5.7厘建行(00939.HK) +0.030 (+0.375%) 沽空 $1.93亿; 比率 39.468% │0.5倍│5.8厘中行(03988.HK) +0.010 (+0.215%) 沽空 $7.41千万; 比率 30.105% │0.4倍│5.7厘农行(01288.HK) +0.020 (+0.371%) 沽空 $5.50千万; 比率 42.970% │0.6倍│5.1厘交行(03328.HK) +0.040 (+0.580%) 沽空 $1.22千万; 比率 30.493% │0.4倍│5.7厘邮储银行(01658.HK) -0.020 (-0.391%) 沽空 $7.46百万; 比率 16.240% │0.5倍│4.7厘招行(03968.HK) +0.220 (+0.450%) 沽空 $3.22千万; 比率 13.035% │1倍│4.4厘光大银行(06818.HK) -0.010 (-0.296%) 沽空 $1.15百万; 比率 18.107% │0.4倍│5.6厘民生银行(01988.HK) -0.020 (-0.484%) 沽空 $9.42百万; 比率 36.661% │0.3倍│5.2厘浙商银行(02016.HK) +0.020 (+0.766%) 沽空 $51.26万; 比率 30.628% │0.3倍│6.3厘重农行(03618.HK) +0.010 (+0.165%) 沽空 $5.89百万; 比率 39.161% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-02-20 12:25。)